7 Lazy Ways to Make Money Without Spending Time, Money, or Effort

We all know that building wealth typically requires a lot of time, money, and effort. But in today’s economy, most people don’t have these luxuries. So, what if there was a way to make money without burning yourself out? Well, I’m here to show you seven “lazy” ways to earn cash, with minimal investment in time, money, or effort.

1. AI Copywriting

One of the easiest ways to make money online is through AI copywriting. This method can earn you hundreds of dollars per day with very little work, thanks to AI doing most of the heavy lifting.

Here’s how it works: You create a listing on freelancing websites like Fiverr or Upwork to write contracts for people. Once you get a client, they’ll send you the details of the contract they need. You then take that info, plug it into ChatGPT, and send back a well-written contract. Simple, right? But there’s a few steps to follow for success.

Start by setting up your freelancing account. You don’t need much to get started, just a name and some basic info. Then, set your price between $40-$60 (a little lower than the average contract writer since you’re using AI). Don’t worry if you don’t have past work. Just create a few sample contracts using ChatGPT and upload them to your profile.

Make sure to offer a variety of contracts, like LLC partnerships, employee agreements, or basic business contracts. This way, you can attract clients from different industries. Once you’re set up, you’ll start receiving clients and writing contracts that could earn you $200+ per day, if you get enough work.

One important tip: Stick to small, simple contracts (2-5 pages) since AI can’t handle complex legal agreements.

2. Spotlight (Snapchat’s Version of TikTok)

When I was 18 and 19, I made hundreds of thousands of dollars from Spotlight, Snapchat’s version of short-form content. Similar to Instagram Reels and YouTube Shorts, Snapchat used to pay creators a share of a $1 million prize pool every day for the most-viewed videos. Even a less popular video could earn you a few thousand dollars.

Though the payouts aren’t as high as they used to be, you can still earn a lot of money with the right video. If your video hits around 200,000-400,000 views in 24 hours, you could receive anywhere from a few hundred to a few thousand dollars.

3. Investing App Rewards

If you’re looking to make money quickly without doing much, check out investing app rewards. These apps offer free stocks when you sign up and deposit money. The process takes about 30 minutes, and you could receive up to $48,200!

Here’s how it works: Sign up for investing apps like Webull, Moomoo, and Robinhood using special affiliate links (you can find them in my description). For example, Webull gives you six free fractional shares valued between $3 and $3,000 each when you deposit any amount. That could mean anywhere from $18 to $18,000 in free stocks.

The best part? You can withdraw all the money to your bank account once it’s in your account. So, if you’re looking for easy money, investing apps are a great way to start.

4. Drop Servicing

Drop servicing is another easy way to make money without doing much work. Similar to dropshipping, instead of reselling products, you resell other people’s services as your own.

For example, if you want to sell logos but don’t know how to design them, you create a website offering logo design services. When a company hires you, you simply find a freelancer on a platform like Fiverr to do the work. If the company pays $1,100 for a logo, and the freelancer charges $100, you pocket the $900 difference.

The only catch is that you’re the middleman, so you need to communicate well with the client and the freelancer. But once you set up the process, you can make money with minimal effort.

5. Car Advertising

Turn your car into a money-making machine with car advertising. Companies pay you to wrap your car with their advertisements, and you get paid monthly just for driving around. You can earn between $400 and $800 per month, which could help cover your car payments, insurance, and gas.

All you need to do is sign up with companies like Rapify, Carvertise, or Free Car Media, get your car wrapped, and start driving. The best part is that there’s very little work involved once your car is wrapped, and you get passive income for as long as the campaign lasts.

6. Drop Shipping

Drop shipping is one of the best-known ways to make money online, but it’s not as lazy as the other methods I’ve mentioned. However, it’s still worth considering. The idea is simple: Find a product from a supplier, sell it on your own website for a higher price, and keep the profit.

You don’t need to handle inventory or shipping; the supplier takes care of that. It’s a scalable business model, but it does require more time and effort to set up and maintain. If you want to try it, I’ve got an AI tool that can help you build a store for free. It’s already helped people make tens of thousands of dollars, and you can get started by clicking the link.

7. Sell Digital Products or Templates

This one is a bit more traditional, but still effective. You can create and sell digital products like graphic designs, templates, or online courses. It requires some initial work to create the products, but once they’re made, you can sell them over and over again without much extra effort.

Whether it’s business card designs, social media templates, or digital art, platforms like Etsy, Freepik, and TemplateMonster make it easy to sell your products to a large audience.

In conclusion, making money doesn’t always require a lot of time, money, or effort. Whether you’re using AI to write contracts, creating short-form content, or getting paid to advertise with your car, these seven lazy ways to make money are great options to try. Choose one that fits your interests, and you could start earning passive income with minimal work.